hi, I'm Aiman ๐Ÿ‘‹

Duit Ayah

@aimanarifmh

A regular dad with 7 years in finance, figuring out money for my own family. I share what I learn about budgeting, tax and saving in Malaysia, explained simply. No jargon, no hard selling.

Why I started this

Once you have kids, you suddenly realise money needs a plan. But a lot of finance content out there is either full of jargon or trying to sell you something.

So I share what I learn, the way I understand it, honestly. Kalau aku salah, just tell me.

Earning in USD from Malaysia

Besides my day job, I freelance on Upwork for overseas clients and get paid in US dollars, straight into my Wise account. Here's how it's going so far, and how I can help you do the same.

$36,650+USD withdrawn from Upwork
138withdrawals so far
$1.98total withdrawal fees
See my Upwork profile โ†—

Want to start? Pick what suits you

You picked Upwork Starter Guide (RM49). DM me on Threads with the word GUIDE and I'll send you the details.

DM me on Threads

Your results depend on your skills, effort and the clients you land. I can't promise any amount, but I'll share exactly what worked for me.

New here? Start with these

The basics I wish someone told me earlier.

Let's do some quick math

If you save a bit every month, how much does it become?

RM200
10 years
Assume a yearly return of4%

After 10 years, roughly:

RM29,450
Your own money: RM24,000 What it earned: RM5,450

Just an example, not a promise. Real returns go up and down depending on where you put your money.

What I usually share

Saving & family budget Earning USD online Tax, made simple Reading company numbers Scam red flags Money news, simplified My own experience

Duit Ayah Budget Sheet

Free

One Google Sheet for your whole month: plan vs actual, what's left to spend, and a savings tracker. It's the same one I use in my TikTok videos.

Coming this week. Comment SHEET on my TikTok and I'll send it to you.

Not financial advice I'm sharing my own experience and what I've learned, not advice. I'm not licensed by the Securities Commission Malaysia. Everyone's situation is different, so do your own homework first. The Upwork earnings shown are my own real results; yours will be different. I never take money for recommending investment apps or platforms.